The United States is sometimes described as a “reluctant welfare state.” I agree with this statement. Too often there are programs created by our government that, although may be lined with good intentions, end up failing in their main purpose. The government may, and hopefully does, seek to help its citizens. However, by applying unreasonable qualifying or maintenance criteria, or too many restrictions that bar people from even receiving aid at all, they end up with many more problems than solutions. Three examples of policies that do this are: Medicare, No Child Left Behind, and TANF, or the Temporary Assistance for Needy Families.
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities and people of any age with End-Stage Renal Disease. There are four subcategories of Medicare. Part A is for hospital stays or, with certain restrictions, at-home care for a limited number of days. Part B is more like regular medical insurance. It covers ambulatory care and physician fees. There is a deductible and are sometimes co-pays as well. Part C is presented as an alternative to parts A and B. It is where private insurance companies can contract with the federal government to offer Medicare benefits through their own policies. It can offer benefits not covered under original Medicare, although there might be a premium charged. Part D is the prescription plan for enrollees. (Centers for Medicare and Medicaid Services, 2010)
Medicare Part A is meant to be a major medical hospitalization plan that is offered to everybody US citizen that has turned 65 years old. It covers inpatient care in hospitals and skilled nursing facilities, hospice care, some home health care services, a semi-...
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Welfare can be defined as “systems by which government agencies provide economic assistance, goods, and services to persons who are unable to care for themselves” (Issitt). The United States welfare system is an extremely complex and unique entity that encompasses ideas and concepts from an abundance of different places. Many people believe the current system is an excellent resource for the population, while others believe the current welfare system requires reform and budget cuts to become effective.
When speaking about Welfare we try to avoid it, turning welfare into an unacceptable word. In the Article “One Nation On Welfare. Living Your Life On The Dole” by Michael Grunwald, his point is to not just only show but prove to the readers that the word Welfare is not unacceptable or to avoid it but embrace it and take advantage of it. After reading this essay Americans will see the true way of effectively understanding the word welfare, by absorbing his personal experiences, Facts and Statistics, and the repetition Grunwald conveys.
It seems like the Welfare system treats its recipients with disrespect and shame to discourage them from joining the system. The people who made and run Welfare in the 1990s made Welfare into a blame game and forces recipients to solely blame themselves for their poverty. The moral prescriptions in individually getting rid of poverty according to TANF are the Work Plan/Family Plan. The focuses on work and family are contradictory because of how little time there is to get both goals done and each goal perpetuates the idea that it is the most important part of ending poverty. It seems like Welfare is more about getting people off of Welfare than eradicating poverty. There is a difference in the goals and that is reflected in how the recipients are treated and how Welfare is run.
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The United States is often referred to as a ‘reluctant welfare state.’ There are various reasons for this description. One of the primary reasons for this is the differences and diversity of the political parties which are the motivating forces that control government. The Liberal Party, for instance supports government safety nets and social service programs for those in need. “Liberals believe in government action to achieve equal opportunity and equality for all.” ("Studentnews," 2006) They believe it is the responsibility of government to ensure that the needs of all citizens are met, and to intervene to solve problems. The responsibility of government is to alleviate social ills, to protect civil liberties and sustain individual and human rights. Liberals support most social and human service programs; such as TANF, including long-term welfare, housing programs, government regulated health care, Medicare, Medicaid, social security, and educational funding. Their goal is to create programs that promote equal opportunity regardless of gender, age, race, orientation, nationality or religion, along with many others. Liberals believe that government participation is essential and a means to bring about fairness and justice to the American way of life.
In today’s America, there are many people who would either be disgusted at the very mention of Welfare or be highly grateful for its existence. I believe that in order for welfare to be more effective in America, there must be reform. From the time of its inceptions in 1935, welfare has lent a helping hand to many in crisis (Constitution Rights Foundation). However, at present many programs within the system are being abused and the people who are in real need are being cheated out of assistance. The year after the creation of welfare unemployment was just about twenty percent (Unemployment Statistics). The need for basic resources to survive was unparallel. Today, many people face the same needs as many did during the 30s. Some issues with
Evans, Donia. "The Case Against Standardized Tests." The Meridian Star. 24 Nov. 2013. The Meridian Star. 01 Dec. 2013 .
I have concluded that there are five major problems within our American government assistance system. One, the welfare system is too generous. There is evidence of this within the article because it states that government assistance spending has more than doubled since 2008. It also states that in poor countries people only have the choice to work or starve. They choose to work long hours and we choose to not work and receive benefits. There is definitely a problem with our assistance system if a single mother could receive more money in benefits than a secretary who works. Two, the welfare system becomes a crutch and acts as a government safety net. It creates idleness and comfort with people who rather receive a generous amount of benefits than work. Three, one-third of people claim disability are actually able to work. Four, states have significantly differen...
According to Medicare’s WebPage Medicare is a Health Insurance Program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). Medicare has two parts, Part A which is for basically hospital insurance. Most people do not have to pay for Part A. In addition it has a Part B, which is basically medical insurance. Most people pay a small monthly fee for Part B. Medicare first went into effect in 1966 and was originally administered by the Social Security Administration. In 1977 the control of it was switched over to the newly formed Health Care Financing Administration. Beginning in July 1973 Medicare was extended to persons under the age of 65 with certain disabling conditions. In 1988 Congress passed legislation to expand the program to cover health care costs of catastrophic illnesses.
Medicare was designed for beneficiaries sixty five years and older and enrollees who are permanently disabled and are unable to work. Medicare benefits are applied for at the Social Security office, where proof of eligibility is required. Medicaid however is health care benefits for those who are low income and do not have insurance through their job (Medicare.gov, 2008).
The two major components of Medicare, the Hospital Insurance Program (Part A of Medicare) and the supplementary Medical Insurance program (Part B) may be exhausted by the year 2025, another sad fact of the Medicare situation at hand (“Medicare’s Future”). The burden brought about by the unfair dealings of HMO’s is having an adverse affect on the Medicare system. With the incredibly large burden brought about by the large amount of patients that Medicare is handed, it is becoming increasingly difficult to fund the system in the way that is necessary for it to function effectively. Most elderly people over the age of 65 are eligible for Medicare, but for a quite disturbing reason they are not able to reap the benefits of the taxes they have paid. Medicare is a national health plan covering 40 mi...
The prospect of the welfare state in America appears to be bleak and almost useless for many citizens who live below the poverty line. Katz’s description of the welfare state as a system that is “partly public, partly private, partly mixed; incomplete and still not universal; defeating its own objectives” whereas has demonstrates how it has become this way by outlining the history of the welfare state which is shown that it has been produced in layers. The recent outcomes that Katz writes about is the Clinton reform in 1996 where benefits are limited to a period of two years and no one is allowed to collect for more than five years in their lifetime unless they are exempted. A person may only receive an exemption on the grounds of hardship in which states are limited to granting a maximum of 20% of the recipient population. The logic behind this drastic measure was to ensure that recipients would not become dependent upon relief and would encourage them to seek out any form of employment as quickly as possible. State officials have laid claim to this innovation as a strategy that would “save millions of children from poverty.” However, state officials predict otherwise such as an increase in homelessness, a flooding of low-waged workers in the labour market, and decreased purchasing power which means less income from tax collections. The outcomes of this reform appear to be bleak for many Americans who reside below the poverty line. How does a wealthy country like America have such weak welfare system? Drawing upon Katz, I argue that the development of the semi-welfare state is a result of the state taking measures to ensure that the people do not perceive relief as a right and to avoid exploiting the shortfalls of capitalism ...
Medicare is a federally governed insurance program, primarily serving Americans over the age of 65, younger disabled meeting specific disability criteria, and dialysis patients having permanent kidney failure. Medicare is linked to Social Security, is not income based, and is available to every American meeting the requirements of the program. Those entitled to Medicare can select Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) paying co-insurance and deductibles or opt to add Part C (Medicare Advantage Plans) paying a monthly premium and co-payments normally less than the out-of-pocket expenses for Original Medicare.
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