Privatization of Social Security
When people lease a car, they pay, knowing that they get something in return. When people pay taxes, they pay, knowing it's the law, and many get some money back. What do people think when they pay social security? Many young people see Social Security as something they are paying but will never get anything in return. What is another way for retirement for the United States?
A major topic of retirement talk today often ends up with the new idea of Privatization. Privatization would be a way to retire by means of putting money in your own individual account. It differs from social security because it only goes into separate accounts, not one huge budget. Instead of paying a certain percentage of taxes to Social Security, a separate account would be created for your retirement fund. A percent of your paycheck would still be taken out, but it would be your choice on how much, and no one else could ever touch it, until after your death. You would also be given the opportunity to use this money, and try to double the amount by investing in bonds. Privatization has many benefits, and would be a great help for retirement troubles. It would be a great way for people to leave an inheritence for their families (Tanner, "Saving Social Security is Not Enough").
A feeling of frustration is often felt when people [not receiving social security] obtain their paychecks and a large part of their money goes to social security. If they are of certain age, they will never see this money, as the Social Security system in its present form will be bankrupt. The only way to save the Social Security System is a tax increase. In 1998, a general tax increase of 2.2 percent was planned out to aid in social security (Howe). Now, in 2001, it still hasn't taken place. It will take a larger increase now, three years later. The thought is quite terrifying. With the 2.2 percent increase, it was estimated it would cost around seventy five billion dollars to save social security. The 2.2 percent number was given after looking at the "trust funds" for Social Security. However, all that really exists in these funds are IOU's from the nations Department of Treasury (Howe). A 2.2 percent increase is not a viable solution.
In 1907 it was considered illegal for any corporation to spend money in connection with a federal election. In 1947 it was illegal for labor unions to spend any money in connection with any federal election. And since 1974, it has been illegal for an individual to contribute more than $1,000 to a federal candidate, or more than $20,000 per year to a political party (Campaign Finance). Congress defined this as a way to prevent the influence of a candidate or federal election. The so-called “soft money” which is used to fund candidates’ elections is defined as money which violates the Federal Election Commission’s laws on federal elections. In laments terms a simple loophole was created by the FEC in 1978 through a ruling which allowed corporations to donate large amounts of money to candidates for “Party Building” purposes (Campaign Finance). In reality, the $50,000 to one million dollar donations gives the candidate the power to put on the most extravagant campaign money will buy. This loophole remained almost completely dormant in federal elections until the Dukakis campaign in 1988, then fully emerging in the later Bush campaign, which utilized millions of dollars of soft money(Soft Money). This aggressive soft money campaigning involved the solicitation of corporate and union treasury funds, as well as unlimited contributions from individuals, all of which were classified for “Party Building” purposes. The way the money flows is basically from the corporation or union to the political party which the donator favors. The spending of soft money is usually controlled by the political parties; however it is done in great coordination with the candidate. Aside from unions and corporations special interest groups have been large supporters of soft money. These groups band together for a candidates such as groups for, textiles, tobacco, and liquor. The textile giant Fruit of the Loom, successfully lobbied a campaign which stopped an extension of NAFTA benefits to Caribbean and Central American nations.
Though campaign finance laws deal primarily with limitations on money expenditures, campaign finance is dealt with as a first amendment issue. Though it was argued in Buckley v. Valeo (which will be discussed in detail later on) that campaign donations should be considered conduct, comparable to burning a draft card, rather than speech. The Court claimed, however, that spending money makes communication possible. Often, this communication involves speech alone, not conduct. Furthermore, the Court recognized that virtually every means of communicating ideas requires money, pointing to several examples, such as the pr...
In conclusion Pro-Life and Pro-Choice advocates both claim to hold the righteous claim to saving lives, to each they remain strong in their cause. America is after all, is a nation of democracy.
...ost, I believe that music censorship infringes our first amendment to the Constitution, freedom of speech. Saying that music artists may not use certain words is the same as saying a newspaper cannot print a certain article in my opinion. Yet it seems that music is an easier target because pro-censorship groups claim that they are helping the youth of America.
Social Security is on the verge of taking care of the baby boomers generation. This means that it will be paying more benefits than taxes it receives. In lay-man’s terms it means it will be spending more money than it is making. I think that you should pay into your own private retirement account for you to reap the benefits in the future. Not for you to pay into a cluster of workers money for current elders to benefit from. You need to take care of your own future and not rely on other people’s responsibility. “…people began to think retirement funding as a right…and so…started saving less” (Klay & Steen). That being said, people of a certain age should be “grandfathered” into this meaning, people of the age of say 40, still get the normal social security retirement money but anyone younger must start abiding this new reform. If you get married, keep paying into your own unless your spouse is not working. If that is the case then pay the same amount BUT put half into your own and half into your spouses. If the other spouse is working however, they should pay into their own account and you into your own.
Females are increasingly becoming more active in the juvenile justice system and this is said to be happening at alarming rates. It is important to learn more about why and how girls commit crimes so that we may also attempt intervention in an effective manner to prevent potential offenders and rehabilitate the girls who have already committed offenses. The Office of Juvenile Justice and Delinquency Prevention has produced a report that includes a review of how these girls are getting into these situations, how states are dealing with this population of offenders, the national efforts that have taken place to attempt to address the needs of the adolescent female offender including training for individuals who work with these females and a female-based continuum of care model that’s use is recommended in the development of any female program development. This population of offenders requires not special treatment but different treatment than the typical juvenile offender which has been up until recently mostly all male.
For many, the term juvenile delinquent likely conjures up images of groups of young men standing on street corners, wearing baggy clothes, and boasting defiant attitudes. However, some may be surprised to learn that the face of the juvenile delinquent is swiftly changing. While boys are responsible for the majority of juvenile crime overall, the number of juvenile females involved with the justice system has been steadily increasing over the past three decades (Gross 84). Of greatest concern is the context of the crimes being committed by juvenile girls, as arrest rates have increased most in the area of violent offenses. In response to this emerging trend, juvenile justice professionals are increasingly advocating for gender specific intervention and rehabilitation models to deter further delinquency involvement. This effort is rooted in investigating the risk factors for criminal behavior among adolescent females, and the compound effect multiple risk factors may illicit.
Social security, the federal retirement system, is one of the most popular government programs in United State?s history. Today, Social Security benefits are the backbone of the nation's retirement income system. The long road to the successful development of social security began in 1935. Before 1935, very few workers received job pensions. Those workers that were covered never received benefits because they were not guaranteed.
Social Security has played a major role in supporting the elderly as well as sick and disabled financially for many years. However, we do not know how long this will last their are many problems facing social security and the funding of it with the population continuing to grow more and more people are taking advantage of social security. The main problem is people who do not really need the help and free income of social security abusing it making the government actually spend more than they actually putting into the social security fund. In this paper I will not only discuss the problems surrounding social security but also solutions in which could not only help better social security but also make it available for generations to come.
Racism, hate, sex, drugs, and profanity are among many things people encounter in everyday life whether they want to or not. The one thing that people do have control over is what kind of music they listen to and to take that right away from anyone would be more offensive than having the president of the United States of America get oral sex in the oval office, one of the most honored places in the country. People get more worked up over the things in life that mean nothing, than worrying about crucial issues. Our society can tolerate watching parents smack their children in *Wal-Mart more than they can stand to hear a curse word, or a sexual comment in a song. Music is an expression of the artist and should be treated as that. Censoring music is like telling Michelangelo he could not put the penis on “David”. The truth is that censoring music is an action that goes against the constitution of the United States of America and although some content may offend people, prohibition of freedom of expression violates the rights of more than those offended.
The issue of campaign financing has been discussed for a long time. Running for office especially a higher office is not a cheap event. Candidates must spend much for hiring staff, renting office space, buying ads etc. Where does the money come from? It cannot officially come from corporations or national banks because that has been forbidden since 1907 by Congress. So if the candidate is not extremely rich himself the funding must come from donations from individuals, party committees, and PACs. PACs are political action committees, which raise funds from different sources and can be set up by corporations, labor unions or other organizations. In 1974, the Federal Election Campaign Act (FECA) requires full disclosure of any federal campaign contributions and expenditures and limits contributions to all federal candidates and political committees influencing federal elections. In 1976 the case Buckley v. Valeo upheld the contribution limits as a measure against bribery. But the Court did not rule against limits on independent expenditures, support which is not coordinated with the candidate. In the newest development, the McCutcheon v. Federal Election Commission ruling from April 2014 the supreme court struck down the aggregate limits on the amount an individual may contribute during a two-year period to all federal candidates, parties and political action committees combined. Striking down the restrictions on campaign funding creates a shift in influence and power in politics and therefore endangers democracy. Unlimited campaign funding increases the influence of few rich people on election and politics. On the other side it diminishes the influence of the majority, ordinary (poor) people, the people.
Music has always been a basic form of expression. From Antonin Dvorak, to Eminem, to even ancient, tribal music, it has been a medium through which individuals convey their thoughts and expressions. Today this medium is under attack. Everywhere we turn, everything we do and say is being scrutinized. We are being told what to say. We are being spoon-fed our emotions. No longer are we allowed to think freely, openly. All the censors out there are on the prowl for another piece to rip to shreds because it doesn't fit their description of what is decent and moral. What they fail to realize is that we don't make the music for them... We do it for release.
In Finding Forrester a movie that takes place in the Bronx, there are two main characters, William Forrester and Jamal Wallace who find friendship in an unlikely way because of their passion for reading and writing. Though both are very different from each other they are drawn together by similar interests.
From the moment scientists identified HIV and AIDS, social responses of fear, denial, stigma and discrimination have accompanied the epidemic. Discrimination has spread rapidly, fuelling anxiety and prejudice against the groups most affected, as well as those living with HIV or AIDS. It goes without saying that HIV and AIDS are as much about social phenomena as they are about biological and medical concerns. Across the world the global epidemic of HIV/AIDS has shown itself capable of triggering responses of compassion, solidarity and support, bringing out the best in people, their families and communities. But the disease is also associated with stigma, repression and discrimination, as individuals affected (or believed to be affected) by HIV have been rejected by their families, their loved ones and their communities. This rejection holds as true in the rich countries of the north as it does in the poorer countries of the south.
The consumption of alcohol during social events is prevalent in society. When a group of adults have a party or get together there is almost always alcohol present such as at the bowling alley, where they sell multiple bottles of beer in a bucket. Adults tend to invite their other adult friends to a football game party and they drink too much, and due to the adverse effect of alcohol consumption, drunk driving takes a life in the United States every twenty-two minutes. In Christian’s to Recovery, : “The damage caused by alcohol impaired drivers is the same as if a Boeing 747 with over 500 passengers crashed every eight days killing everyone,” (CR, “Impacts”) Children know just how much their parents or parent drinks, and for that very reason alcohol shoul...