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Essay on Finance

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Finance
Wikipedia's accurate definition of finance is "The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments" http://en.wikipedia.org/wiki/Finance. I discuss the importance of keeping track and updating financial reports as well as simple bank statements. These are just some of the essentials that I believe we all as a people should acknowledge.
There are several detrimental problems concerning our finance as a people and the side that I will be arguing throughout the duration of this paper is that we as African Americans do not recognize the importance of finance. So some of the topics I will be discussing will be very broad. For example taxes, at home income, banking, financing expenses, stocks & bonds, insurance and mutually financing a home with a family.
The most important source of government revenue is taxes. A large part of governmental expenditures has gone for various military and defense needs. Other important areas of governmental expenditure are health, education, and interest on the national debt; and public works. My first statement suggestively would be to increase the focus on the suffering of the American people. We are in debt as a world today because of the lethargic approach the government takes in assisting Americans, especially Afro Americans. Firms and companies are always allowing citizens to receive credit cards but are never really noticing how they will be paid off. This is a dilemma we face as well; a large part of being in financial debt is our mistake.
One of the secrets of a successful fi...


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...n cars, entertainment, electronic gadgets, and their social life. Moving home will work for you only if you're sure you won't fall into that.
The American government is corrupt, those who are wealthy enough can almost get anything they want from our government, whether it is tax breaks, or subsidies, or policies and laws changed, removed, or added. Now a question that is definitely evident is the matter of this being fair, is it? If you offer our government enough money, they will put your needs on their agenda. The more money you have, the higher on the agenda your needs go. This has been the case for at least the last hundred years, and it keeps getting worse. Many have taken advantage of this, from Oil Companies, Prison Corporations, and Defense Contractors etc. The results are that many laws and policies are tailored to suit the needs of these powerful entities.


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