Jenna Huffstetler Course Introduction Assignment Universal healthcare is a system of healthcare that provides access to healthcare to all of its citizens. Healthcare has been an ongoing debate in the United States in that the current President, Barack Obama, has taken measures into his own hands so there will be more order and opportunities for healthcare. A provision of the Affordable Care Act demands that every United States citizen obtains health insurance, but will it be better to be required for the all ages? Many benefits are provided for all ages to have healthcare due to the assurance of free preventative health services. There are twenty-six covered preventative health services specifically for children alone; for example, autism …show more content…
The elderly and older patients tend to typically use more expensive healthcare services than younger patients. Age rating bands have been created and used to ensure that coverage is affordable. However, forty-two “states have age rating bands that are 5:1 or more” but at the beginning of 2014, “the law limited the age rating band to 3:1” provoking an accretion in premiums for young adults that ranged from ages eighteen to forty-nine (Age Rating, n.d, p1, p2). This “increases the likelihood that younger, healthier people will choose to pay the penalty and wait to purchase health insurance until after they get sick or injured, thus driving up costs for everyone else” (Age Rating, n.d, p1, p2). America would be affected as a whole because the government will provide for the amount of people that they currently cover which “took up about 21% of the federal budget” in 2012 (Right to Health Care, 2014). As I mentioned earlier, the creation of Obamacare has recently come to development leading to studies that “have concluded that the insurance coverage under Obamacare will increase the federal deficit by $340-$700 billion in the first 10 years, and could increase the deficit to $1.5 trillion in the second 10 years” (Right to Health Care, 2014). This could be detrimental for all social classes of all ages if there is not enough money to be able to pay both financial debts and taxes, along with healthcare that could possibly be a
The health care system in Canada today is a combination of sources which depends on the services and the person being treated. 97% of Canadians are covered by Medicare which covers hospital and physician services. Medicare is funded at a governmental and provincial level. People of First Nation and Inuit descent are covered by the federal government. Members of the armed forces, veterans, and the Royal Canadian Mounted Police are also covered by the federal government. Several services such as dental care, residential care, and pharmaceutical are not covered. The 13 provinces have different approaches to health care; therefore, it is often said that Canada has 13 healthcare systems (Johnson & Stoskopf, 2010). The access to advanced medical technology and treatment, the cost of healthcare, and the overall health of Canadians fares well in comparison with other countries such as the United States.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
According to editorial one, universal health care is a right that every American should be able to obtain. The author provides the scenario that insurance companies reject people with preexisting conditions and that people typically wait to receive health care until it's too much of a problem due to the extreme costs. Both of these scenarios are common among Americans so the author uses those situations to appeal to the readers' emotions. Editorial one also includes logical evidence that America could follow Canada's and Europe's universal health care systems because both of those nations are excelling in it.
Children in the U.S. may gain healthcare insurance coverage through a parent or guardian, either through an employer or voluntarily obtained private insurance. Voluntary insurance options are available through the Marketplace. The program is run by either state or federal government entities.
Out of all the industrialized countries in the world, the United States is the only one that doesn’t have a universal health care plan (Yamin 1157). The current health care system in the United States relies on employer-sponsored insurance programs or purchase of individual insurance plans. Employer-sponsored coverage has dropped from roughly 80 percent in 1982 to a little over 60 percent in 2006 (Kinney 809). The government does provide...
Universal health care refers to any system of health care managed by the government. The health care system may cover different programs including government run hospitals and health organizations and programs targeted at providing health care. Many developed countries such as Canada and United Kingdom have embraced universal health care with the United States being the only exception. The present U.S health care system has often been considered inefficient in terms of cost control as millions of Americans remain uncovered. This has made it the subject of a heated debate characterized by people who argue that the country requires a kind of socialized system that will permit increased government participation. Others have tended to support privatized health care, or a combined model of private and universal health care that will permit private companies to offer health care for a specific fee. Universal healthcare has numerous advantages that remain hidden from society. First, the federal government can apply economies of scale in managing health facilities which would reduce health care expenses. Second, all unnecessary expenses would be eliminated by requiring all states to bring together all the insurance companies into a single entity whose mandate would be to provide health insurance to all people. Lastly, increased government participation will guarantee quality care, improve access to medical services and address critical problems relating to market failure.
Universal health coverage allows citizens of a particular country access to health care of all kinds, should they so need it, without exposing the user to financial hardship from medical expenses. The World Health Organization has created three objectives for universal health coverage: (1) equity in access to health services – those who need the services should get them, not just those who can pay for them; (2) that the quality of health services is good enough to improve the health of those receiving services; and (3) there is financial risk protection to ensure that the cost of using care does not put people at risk of financial hardship (WHO, 2013). While virtually every developed country besides the United States has some form of universal health care, the U.S. still lags behind, proving that this is no longer a nation for the people, rather a nation for the corporations. In 1883, Germany paved the way for universal health care by beginning what was known as compulsory sickness insurance.
“Homelessness can be the cause as well as the result of poor health” (Wise, Emily, Debrody, Corey &ump; Paniucki, Heather, 1999, p.445). This is a reoccurring theme that has existed within the homeless population for decades. While programs to help reduce this constant circle are being put in place all over the country to provide medical services for the homeless to be able to go to, many are still finding that health care needs for individuals as well as homeless communities are not being met. Many studies have been completed that study both the opinion on healthcare by those who have access to sufficient health care and homeless people’s perceptions on health care administration. While many companies are working to provide more personal health care systems, it appears that the larger problem is with a lack of people know about the health care systems that are in place to help them. Companies are trying to advertise more often to inform homeless people that there is health care out there for them.
Until Obama-care, The United States was one of the only developed nations that did not provide some sort of health care for its citizens. To most other nations that do provide healthcare, it is because it is considered a human right that all people should be entitled to. That hasn’t been the case in America, however, where only those who could afford it could have healthcare plans. Those who stand to gain the most from universal healthcare are the already mentioned 45 million americans who currently don’t have any form of healthcare. For many of these individuals, there are many obstacles that prevent them from gaining healthcare. 80% of the 45 million are working class citizens, but either their employer doesn’t offer insurance, or they do but the individual can n...
Universal healthcare: a term feared by many politicians due to the communist connotation, but is it really all that bad? Over 58 countries have some sort of universal health coverage, such as England and France which have single payer healthcare meaning the government provides insurance for all citizens and pays for all healthcare expenses. The United States of America has insurance mandated healthcare meaning the government requires all citizens to purchase insurance, usually provided through their jobs. In America, over 45 million people are uninsured, 20,000 of which will die by the end of the year compared to England or Frances were all residents, legal or not, are covered.
The implementation of a universal health care system in the United States is an important challenge that needs to be overcome. There are numerous amount of editorial that argue on both sides of the debate. Some people argue that a universal health care system would bring costs down and increase access to care while others argue that a universal health care system would be too expensive and reduce the quality of care. The correct answer requires intensive understanding and economics to overcome, the arguments must be examined for a proper answer.
Healthcare professionals want only to provide the best care and comfort for their patients. In today’s world, advances in healthcare and medicine have made their task of doing so much easier, allowing previously lethal diseases to be diagnosed and treated with proficiency and speed. A majority of people in the United States have health insurance and enjoy the luxury of convenient, easy to access health care services, with annual checkups, preventative care, and their own personal doctor ready to diagnose and provide treatment for even the most trivial of symptoms. Many of these people could not imagine living a day without the assurance that, when needed, medical care would not be available to themselves and their loved ones. However, millions of American citizens currently live under these unimaginable conditions, going day to day without the security of frequent checkups, prescription medicine, or preventative medicines that could prevent future complications in their health. Now with the rising unemployment rates due to the current global recession, even more Americans are becoming uninsured, and the flaws in the United States’ current healthcare system are being exposed. In order to amend these flaws, some are looking to make small changes to fix the current healthcare system, while others look to make sweeping changes and remodel the system completely, favoring a more socialized, universal type of healthcare system. Although it is certain that change is needed, universal healthcare is not the miracle cure that will solve the systems current ailments. Universal healthcare should not be allowed to take form in America as it is a menace to the capitalist principle of a free market, threatens to put a stranglehold on for-...
Universal Healthcare by definition means healthcare for all. That would also mean that an insured persons rates would not be increased to cover the uninsured. Universal Healthcare is moral and just obligation. By promoting the health of our citizens we then promote our infrastructure as well.
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or