Kitty party a fun way to save money for non-working women Harshdeep Kaur Assistant Professor Khalsa College for Women, Civil Lines, Ludhiana. E-mail Id: - harshbirdi93@gmail.com Mobile no: - 8288859401 Abstract:- Women play multifaceted roles and do remarkable works in their respective areas for the welfare of the families, communities and the nation. Kitty party funds help women to increase their income-earning abilities, leading to greater power to overcome cultural asymmetries. Kitty party funds rely more on pooling the poor’s savings have more appeal than microcredit. Microfinance sector is led by microcredit, kitty part funds could bring even more business in this. This paper throws light on the role of kitty party funds in the development …show more content…
Kitty party is a source of finance with fun for non-working women. Banks usually don’t provide loans for women who don’t have a steady income, therefore, kitty party is the best way to arrange money for an upcoming event. Women used this money to buy a car, kitchen appliances, and home furniture. In India, there are 15,000 kitty-party companies are running with a kitty fund association. Shriram Capital one of the largest players of kitty party companies. Meaning of kitty party:- Kitty party is organized by the group of women gather together with a purpose to pool their money into a fund. Every member puts a fixed amount of money into the pot and every month one lucky member gets the opportunity to take the kitty home and takes the money. For example- if the fund amount is decided by the group member is 1, 00,000 then the 12 participants can give 8333.33 a month for 12 months and take 1,00,000 when it is their turn. The choice is made by kitty members to receive the money at the beginning or at the end. The money at the beginning would work well for people who have a hard time getting a loan or even a credit card and the end will work for those who want to buy something or save it for future. …show more content…
Kitty party must be organized monthly. 4. The organizer will be responsible for coordinating the parties. 5. The organizer must have a conversation with all Kitties for a suitable time and date. 6. Activities must be provided for the Kitties. 7. Each member has the responsibility to attend all kitty parties. 8. The penalty is the plan for non-attendance such as hosting the next kitty party, even if it's not her turn. 9. Males are prohibited like Husbands and boyfriends from attending any kitty party. Reasons to join kitty:- The main reasons to join a kitty party are as follows:- 1. The fun way to save money 2. Helps to satisfied basic needs 3. Time-saving affair 4. Safety 5. Role of government is zero 6. Convenient and easily accessible source 7. Mortgaging of security is not required 8. Investment with a small amount. Conclusion:- Kitty party is a great option for financing short-term needs of non-working women. There is no need for a variety of obligations, which form a source from their creation to the time of their payment. Women are redefining the concept of kitty parties, use them as a tool for their empowerment, encouraging women to save and lending out cash to those in
The lesson is about knowing the concept of place value, and to familiarize first grade students with double digits. The students have a daily routine where they place a straw for each day of school in the one’s bin. After collecting ten straws, they bundle them up and move them to the tens bin. The teacher gives a lecture on place value modeling the daily routine. First, she asks a student her age (6), and adds it to another student’s age (7). Next, she asks a different student how they are going to add them. The students respond that they have to put them on the ten’s side. After, they move a bundle and place them on the ten’s side. When the teacher is done with the lesson, she has the students engage in four different centers, where they get to work in pairs. When the students done at least three of the independent centers, she has a class review. During the review she calls on different students and ask them about their findings, thus determining if the students were able to learn about place value.
In the book, Half The Sky, author’s Nicholas D. Kristof and Sheryl WuDunn bring to light the oppression of women in the developing world. Anecdotal stories, filled with sadness, anger and hope, collected after years of reporting, depict just a few examples of this global struggle for women. At the end of their book organizations are listed, in alphabetical order, in hopes of creating a starting point for people to further support women in developing countries. With so many organization doing great work to empower women it becomes difficult to decide where money should be distributed. As a grant manager it is important to take a closer look at each of the organizations and their work to better assess where the money should go. However, the
2. She said the company failed to earn enough to repay their loans, and she does not expect them to reopen.
The Target audience for the Snuggie is women ages 18-30. Are women who enjoy having their girl friends and spending a night in. They watch movies, drink wine, indulge in junk food, talk about life, boys, what they recently purchased from shopping. The girls are there for each other when they need them and know matter what life throws at the girls they will have their best friends.
Throughout the history of writing, cats have symbolized craftiness, misfortune, deceit and death. Richard Wright creates no exception to this reputation in his novel Native Son. Bigger Thomas, a young, depressed black man, is placed in an awkward position when he is interviewed for a job with the Daltons, a wealthy white family. The Dalton's unnamed white cat, gazes at Bigger, symbolizing initially white society. This gazing causes Bigger to feel angry and awkward so that is comes to assume a far more critical symbolic level on the night of Mary Dalton's murder. His feelings lead him to express himself overtly in violence, specifically Bigger's killing of Mary. In effect, the Dalton's cat kills Mary.
Consequently, parties pick party leaders based on how many votes they would get the party, rather than a candidate who is best qualified or deserving; and of course, the candidates that win the most votes are typically charismatic white male. Unlike FPTP systems, the MMP system has political parties use party list to decide who gets a seat in Parliament. The party list is published and distributed to every household prior to the election. Since in the MMP system one vote goes to the voter’s choice local representation and the other vote goes towards their favourite party, the party itself is not tied down to having one person representing the party. Matland and Studlar explain the correlation between female representation and the electoral system
Lang, C., Leong, T. G., & Consulting, C. L. (2004). Gender Analysis in Community Based Poverty Reduction: A Report on the Gender and Poverty Project. Status of Women Canada, 1-37.
Political Action Committees (PACS) are interest groups that help raise money. They do this on a voluntary basis so they can help the candidate in which they favor. PACS tend to contribute more to incumbents. There are three different types of money that is contributed to elections. There is interested money. This money comes from individuals or groups and is used to influence the result of an election. There is also soft money. It is an unlimited amount of money that is raised by political parties. Lastly, there is hard money. It is limited and fully disclosed (Trautman, 2013).
According to Hershey (2007), a political party “is a body of men united, for promoting by their joint endeavors the national interest, upon some particular in which they are all agreed” (p. 6). Political parties, in America, produce three interacting parts which is party organization, party in government, and party in the electorate. Party organization includes party leaders and the activists who worked for the causes and candidates. Party in government is made of both the men and women that compete for and hold public office with the party’s name. Party in the electorate is when the citizen show their loyalty to the party. The goals and strategies of a political party are to choose and compete elections; inform the citizens about issues important
A harmless visit to the neighborhood pet store turns into a ruthless encounter for me. Every Saturday, Pecan (my dog) and I visit a local pet store to purchase food and treats for her. Pecan and I pass by a dozen of shelter volunteers eagerly showcasing homeless dogs before entering the pet store. Shelter volunteers are special because they are willing to devote their Saturday morning to help homeless pets. On the way I stop and great each volunteer and dog, then I walk away emotionally grieving and trying to holding back tears. My sadness soon turns into anger, when I realize I cannot adopt every homeless pet. The pet population is a increasing crisis in America. In this essay I will discuss the cause and effect of homeless pets, I will begin by explain the anatomy that contributes to pet overpopulation, then I will discuss the consequences encompassing animal breeding, then I will examine the social stance that effects pets, lastly I will conclude by suggesting solutions.
3. Lastly, under no circumstances will you swear at our wife, if there are ladies present.
“Many households participate in a vast web of exchange in which women borrow, barter, and pool their resources to survive. One woman might offer day care for a large group of women, another might have a car and contribute by driving folks to buy groceries, and other women might take turns cooking for various families”
someone who is lonely (Ciarcia). My cats love to run around and play during the day, keeping
III. Credibility Statement: I have been a cat owner for nineteen years. I have hand raised and trained my two cats since they were kittens.
Running an election campaign is very strenuous and time consuming. In many ways it is a balancing act. One must deal with maintaining public visibility, appealing to the voters, developing a platform, kissing disgusting babies, and meeting as many people as possible. However, one of the most important and difficult parts of the job is raising money. Money is necessary for all parts of the campaign, and without it, a campaign can grind to a halt. In this paper I will attempt to explain how a candidate gets the money to campaign.