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Why does the cost of medical care rise
The importance of healthcare
Why does the cost of medical care rise
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Healthcare plays an important role in almost every person’s life at one point or another. Many times, one can get caught without, or underinsured and it can be detrimental to their livelihood. With the rising cost of healthcare, it is likely that having a national healthcare policy in place, and as an individual, being able to afford and obtain adequate health insurance has not been required until now. With the new national healthcare plan, it is required for all citizens to obtain and maintain some sort of public or private insurance policy. The rising costs can be attributed to many things. A significant reason for the astronomical cost of health care is because of the staggering amount of uninsured or underinsured individuals receiving medical attention and almost many never paying the bill. Those who do have insurance have seen a gradual increase in their premiums and deductibles to make up for this. Healthcare Policy has been through many ups and downs over the years. The first United States legislature to involve healthcare dates back to 1798, when “The Act for the Relief of Sick and Disabled Seamen” was adopted. This approach is not very different in how healthcare works today. The act called for a 200 cent tax on seamen in order to pay for their health care. But it wasn’t until 1912, when President Theodore Roosevelt campaigned on a platform to adopt a single national health service. Finally a program called Medicaid was adopted to insure low income families, and in 1966, Medicare was adopted, guaranteeing health care for those over the age of 65 who paid into the system. Finally, The Affordable Health Care for America Act was introduced in 2009, and while it has changed and been revised a few times since then, it is th... ... middle of paper ... ...l many years from now, but providing affordable healthcare to the population is something nobody should complain about and to me and in many peoples opinion, is worth the fight, wait and commitment. National health care is something many nations provide to their citizens, and I do believe our country should move in that direction. I think medical care is a right, not a privilege. A citizen of the United States of America should not be living in fear that if he or she becomes sick or injured, that they may have to make that decision on whether to seek medical assistance or bite the bullet and wait it out. Many times waiting it out is a viable option. Other times it’s a difference between life and death. I wouldn’t want money to ever get in the way of that decision. Therefore, Medical coverage should be made available to all, and we are moving in the right direction.
On a global scale, the United States is a relatively wealthy country of advanced industrialization. Unfortunately, the healthcare system is among the costliest, spending close to 18% of gross domestic product (GDP) towards funding healthcare (2011). No universal healthcare coverage is currently available. United States healthcare is currently funded through private, federal, state, and local sources. Coverage is provided privately and through the government and military. Nearly 85% of the U.S. population is covered to some extent, leaving a population of close to 48 million without any type of health insurance. Cost is the primary reason for lack of insurance and individuals foregoing medical care and use of prescription medications.
Despite the established health care facilities in the United States, most citizens do not have access to proper medical care. We must appreciate from the very onset that a healthy and strong nation must have a proper health care system. Such a health system should be available and affordable to all. The cost of health services is high. In fact, the ...
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Health coverage provides security for both individuals as well as families in situations when medical need arises. This is a fact well known by Australians. Vast of the population, however, are unknowledgeable on how to find the best values when evaluating health policies.
Who should get health care? How should we pay for it? Do we have a responsivity to ensure all our citizens get the same level, health care, regardless of their station in life? These are all questions that have been debated and asked during the history of our government. But what are the answers to these questions? Let us look at the different ways our government has chosen to answer some of these questions over the years. It is a fact that compared to other Western nations, our government has spent more per-capita on health care than any other nation, this shows just how much of an important issue our government believes it to be. People have had many different ideas about how a universal government-run health care plan would look, in their article “Universal Health Care in the US” by Lora Cicconi and Kerri Strug, (Cicconi, Strug May 25, 1999) they believed that
“47 million U.S. residents have no health insurance, and the numbers keep growing. America’s workers struggle to pay higher premiums, deductibles and co-payments. Working families are experiencing increases in the costs of health insurance, more out-of-pocket costs for doctor visits and skyrocketing prices for prescriptions, forcing many to delay getting needed medical care or words“(2012). The video Sick Around America introduced many issues with the United States health care system. The biggest problems in the United States is medical underwriting, if you lose your job that provides health insurance, you lose the health insurance.
One of the many issues being debated within the United States is whether or not all Americans have the Right to Healthcare. The right to healthcare has been a debated since the beginning of the 20th century. During the 1930s, healthcare for all citizens was being considered by the President and various other national organizations. Several attempts were made to pass legislation on healthcare, but the legislation was unable to get full support by Congress. It wasn’t until the 1960s, legislation was passed as Medicare (The Social Security Act Amendments of 1965), “Although a national health program for all US citizens was not achieved, proponents of the plan continued to advocate for government-funded health insurance by shifting focus to providing coverage to Americans over the age of 65 and the economically disadvantaged.” (ProCon.org 2016) Over the next decades, major changes to the current healthcare system at the time would not occur until 1993 where President Clinton delivered a speech to Congress, in which several months later the Health Security Act was passed. The Health Security Act was the first form of a universal healthcare system within the United States, but it too had its issues and didn’t quite provide healthcare for all citizens. But, during 2010 President Obama signed the Patient Protection and Affordable Care Act. As in the previous healthcare law, debate continues on whether or not it guarantees, each citizen the right to healthcare.
Throughout the years, universal health care has certainly been a debatable topic among Americans, the debate being whether we should stay true to the current system of private health insurance companies, covering only those wealthy enough to afford it, or if we should have a government-run system that covers all Americans. Currently, there are two programs to help support those without health insurance: Medicare and Medicaid. They are both government-sponsored programs designed to help cover healthcare costs. The first, Medicare, is a federal program that is attached to Social Security and is made readily available to all U.S. citizens of or above the age 65 and also the disabled. The other, Medicaid, is a joint federal and state program that helps low-income individuals and families pay for the medical costs and long-term care. It requires more nitty-gritty details than only being of a certain age; these details are determined by each individual state. Both programs work together to help provide coverage for the elderly and the poor. Unfortunately the rest of the population, over 45 million Americans, are left uninsured. Without changes in our policy, there will be a growing number of people, mainly under the age of 65, which will lack health insurance. The United States government should provide universal health care to its people, as proven by the Congressional Budget Office (CBO), a nonpartisan federal agency that provides valid economic data, who estimate that the average number of nonelderly people alone that are uninsured will rise from about 45 million in 2009 to about 54 million in 2019. This is not anything new; again, health care has been a problem for years, beginning in the 1930s during the great...
The government of the United Kingdom substantially oversees most government activities, some of the activities they oversee is making sure that efficient and suitable Health care is available for its citizens a country with healthy is always a prosperous nation and in other to be able to provide good health care ,policies will have to be made. Health policy is provided with the help of a good policy making process
Insurance premiums are rising much faster than overall inflation & worker’s wages. Learning the history of our healthcare system is the only way for consumers to understand how the rising costs affects the system today. As demand has grown, so has technology which has steadily increased cost. Higher costs, as well as for-profit insurers have created a crack in the system through which many Americans fall. The need for healthcare reform is apparent. The solutions and responsibility of those solutions is not.
...ow, we all hope that someday America’s health system will mimic Europe’s system, where general check-ups are free and everything else is cheap, so everyone can have the right to properly access health treatment when necessary. The European health care system would be ideal to the majority of the American population even though it may not be possible. The U.S. government is the only one that could make this actually happen, and for the citizens we can just cross our fingers and continue to hope that one day this change will occur. As for now, we might as well keep working our jobs so that we can make enough money to afford health care. In conclusion, the problems that expensive access to health care cause is important to take into consideration because it involves everyone and it can affect, maybe even drastically change, the quality of any individual's life.
Health care programs are a universal topic for discussion in the United States and other countries of the world. Every country implements their own health care system that they see fit. The United States is the leading economic power of the world, but when it comes to health care we are ranked 37th. In the United States health care is more expensive than in any other country in the world and roughly 47 million people are left without coverage. While no country has been able to work out a perfect system, there are several countries that will be discussed that the United States could look to for tips to improve the current health care policies.
The most significant issue affecting the future of healthcare in the United States is an ethical and financial one—access to healthcare. Nearly 50 million people are uninsured, while healthcare costs are rising. Moreover, as the economy has weakened, the number of people with coverage has decreased. The uninsured are deprived the same access and quality of care as those with insurance. As preventative care is a rarely an option for those uninsured, they suffer serious health repercussions and ultimately face serious financial burdens when they eventually do get care.
Personal health has a long standing significance to both the United States economy and the system of social justice. Health policy is defined as “decisions, plans, and actions that are undertaken to achieve specific health care goals within a society” (WHO, 2013). These policies have the power to direct or influence actions, behaviors, and other conclusions. There are various factors that may play a role in the enactment or dismissal of health policies as well as how these may affect the elderly population. One of the largest policies affecting the aging population is the Medicare and Medicaid Act signed into law in 1965. As well as a more recent policy, Patient Protection and Affordable Care Act in 2010. Healthcare policy is intended to benefit the health of all, but that may not always be what occurs.
In the United States, many would believe that health care is a right. These citizens believe that everyone should have access to health care and that everyone should have an equal opportunity to get the care they need for themselves and their family. Within many documents that our country is shaped around there is statements to support that health care should be a right for everyone.