In my opinion, everyone deserves and requires medical attention throughout their lifespan whether as a newborn, young adult, adult, elder/poor and persons with disabilities. Being able to access affordable health care is considered as a basic necessity for majority of U.S. citizens. With that said, many individuals simply cannot afford health care services whether it maybe to pay for their medication, doctor’s visit due to their low income. So hence why, individuals depend on government agencies to provide medical assistance, one way or another, for example, medical insurance. With that said, government enacted a piece of legislation which is formerly known as the Affordable Care Act or the Obama Care Act, to provide medical coverage to all citizens living in the United States. Today, it is regarded as …show more content…
The Affordable Care Act however, was signed into law on March 23, 2010 and had a goal to reform the health care industry. With the implementation of this new act, it gave American citizens in-charge of their health care under the new, “Patient’s Bill of Right” which made provisions for steadiness and adjustability to individuals. The reformation of the Affordable Care Act of 2010, it brought about transformation in developing medical coverage, holding insurance companies accountable, enhancing the quality of health care and gaining access and being able to afford health care services for both public and private health insurance companies in the health care industry. There are two pieces of legislation which the Affordable Care Act is actually referring to, known as the Patient Protection and Affordable Care Act and the Health Care and Reconciliation Act of 2010. It also amended a number of different laws including Food, Drug and Cosmetics
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
“Homelessness can be the cause as well as the result of poor health” (Wise, Emily, Debrody, Corey &ump; Paniucki, Heather, 1999, p.445). This is a reoccurring theme that has existed within the homeless population for decades. While programs to help reduce this constant circle are being put in place all over the country to provide medical services for the homeless to be able to go to, many are still finding that health care needs for individuals as well as homeless communities are not being met. Many studies have been completed that study both the opinion on healthcare by those who have access to sufficient health care and homeless people’s perceptions on health care administration. While many companies are working to provide more personal health care systems, it appears that the larger problem is with a lack of people know about the health care systems that are in place to help them. Companies are trying to advertise more often to inform homeless people that there is health care out there for them.
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Health care reform is needed for four reasons. First, health care costs are rising. In 2011, the average cost for a family of four increased 7.3%, to $19,393. By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long. The purpose of the law if to expand the affordability, quality, and availability of private and public health insurance through consumer protections, taxes, insurance exchanges, and other reforms.
Universal health care is medical insurance provided to all the residents of a country by their government. Out of all the major industrial countries, The United States is the only country without a universal health care system. In 2010, President Barack Obama signed a health care reform law making it illegal to be uninsured in America, which is a major step towards it. Universal Health Care should be mandatory in America because it gives everyone an opportunity to receive more equal care, the overall health of the population would increase and current insurance plans are unaffordable for many Americans.
With rising costs of health care and uncertainties regarding the future of US health care policy, some people find themselves either confused or at a standstill when it comes to their health insurance coverage. It is no secret that health insurance can help people save money on medical expenses, usually by way of monthly premiums that are below the cost of the medical expenses themselves. Insurance is also a great opportunity to allow families and spouses the peace of mind to know their loved ones’ medical expenses can often be covered under a single policy. Conversely, health insurance can also be difficult to navigate and comprehend if someone is not familiar with the health care system. With a
All you need to know about various Medicare Health Plans A large number of people in the United States are signing up for various Medicare Health Plans under the health care law mandated by the country. There are a number of best insurance plans for individuals, family, and self-employed people to choose from in order to cover the risk of fatal diseases and costly treatments. Availing health insurance is a wise decision to effectively deal with the crisis situation during the time of emergency medical needs.
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
The high costs of health care are a big problem in society of United States. The total heath care cost in US have increased from $75 billion to $2.6 trillion between 1970 and 2010. However, If we compare the Organization for Economic Co-operation and Development (OECO) with United States on total health expenditure per capita, public, and private in 2010. The spending in United States is 150 presents of the OECO average. In addition, the health spending of United State is 17.6 presents of GDP, that is nearly twice the OECD average.
Is Free Health Care Really Free? Is the health care the government provides really free or not? Free Government Health Care - Universal health care usually refers to a health care system which provides free healthcare and financial protection to all its citizens. Free or Universal healthcare is against the 1st and 9th amendments. Its against the 1st amendment because people see it as a violation of the right to assembly.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.