Complete Guide To Money By Dave Ramsey

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“Complete Guide to Money” by Dave Ramsey
Published by Lampo Press, The Lampo Group, Inc. Brentwood, Tennessee 37027
330 pages
Summary: The book “Complete Guide to Money” is written by a financial planning expert and a radio talk show Host Dave Ramsey. Mr. Ramsey also conducts “Financial Piece University”, where he teaches people how to be smart with their money. The book that I read is actually a textbook for one of the courses of the program that Dave teaches. The author introduces himself in the book as someone who was making good money at one point of his life and later lost it all because he made some foolish choices. A valuable life lesson that he learned that in order for “The money to work for you, you need to know how the money works”. Dave Ramsey received his degree in Personal Finances and got his life, as well as finances back in order to be able to teach others about managing money. The “Complete Guide to Money” discusses the Baby Steps of Savings, the importance of having a plan and sticking with it. It prepares the reader to manage finances in a family setting or as a single individual. Going over the income, expenses and the importance of the budget, makes it easy for the reader to understand how to create a budget (the actual template at the end of the book is also very valuable). The material also covers how to get rid of debt, the meaning of credit scores and functionality of the credit reports. It goes on to discuss different types of insurances, how to negotiate a good deal, and saving for the future. Each chapter has real life examples and quotes from the actual clients of the Financial Peace University, as well as their stories about how they got their finances in order by following the simple ...

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...e Ramsey and have recommended it to my friends and family. This book was my top choice because of my interest in Dave Ramsey’s radio talk show. Where Dave discusses common issues covered in the book, and have seen successful results by applying his advice to my life. After reading the book, I was able to see which areas of my finances are on the right track and discovered new elements that I need to take care of financially to make my money work even harder for my family and me.
One of my classmates posted in the discussion that they heard about the Financial Peace University and were interested in finding out what it was all about, therefore I would suggest that my classmates get hold of this book, read it, create a financial plan, stick to it, become debt free and have the “Peace that comes from the walk with the King of Peace, Christ Jesus” (Dave Ramsey).

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