I’ve always been fascinated on how popular culture glorifies credit cards. What fascinates me about credit cards the most is that they are so powerful that they can turn you life around and help you live the life you had always dreamed of. Credit cards appear to be an insignificant piece of plastic, but they are more powerful that what they appear to be. Owning a credit card opens up doors to different worlds, especially when you own more than one credit card. Marketers always announce the glories, convenience, and safety issues of owning a credit card, but what they never tell you is that you must be vigilant on how you use your credit card/s because you may end up stuck in a world you wish you had never entered in which your dreams all of a sudden become your worst nightmare.
It’s amazing how a credit card changes a person around and how they affect our self-esteem, especially college students and young adults. This is why college students and young adults are the main targets of marketers (USA Today 2011). Our society is all about brands, technology, latest fashion, leisure, and what luxuries we can “afford”. Our credit card/s helps us afford almost anything we want, depending on our credit line. We always want to be on top of the latest fashion and we owe this all to the billboards, TV ads, magazine ads, and basically all advertising in general that we see and hear about. And it’s no surprise that the main target for all advertising is once again college students and young adults. Before I get into more details about how credit cards influence college students and young adults I will talk about the history of credit cards and how they were integrated into our society.
Moreover credit cards were first introduced to the ...
... middle of paper ...
...t cards help us keep up with society we must remember that we are unique and special in our own way and we shouldn’t let a fashion statement or the latest technological device influence how we think and feel about ourselves or others.
References
Debt Gives Young Adults Boost In Self-Esteem. (2011). USA Today Magazine, 140(2794), 6.
Gillette, B. (2006, April 20). How The Grinch Stole Christmas, Universal Pictures
Grable, J. E., & Joo, S. (2006). Student Racial Differences In Credit Card Debt And Financial Behaviors And Stress. College Student Journal, 40(2), 400-408.
Stephey, M. J. (2009). A Brief History Of: Credit Cards. Time, 173(17), 16.
Yahalom, T. (2011). Rewards Cards Get More Rewarding. Money, 40(10), 31-32.
Zumello, C. (2011). The "Everything Card" And Consumer Credit In The United States In The 1960s. Business History Review, 85(3), 551-575.
would also need to make money somewhere else because a $1 app is only going to make as much money as people who buy the product. This being said if we start the app at too high of a price nobody will want to buy it because the initial price will not be worth just waiting in line for checkout. I’m suggesting a price in the $0.99-$5 range. Along with this initial pricing we would need to decide if we are trying to make money off the retailors who sell this product or the credit card companies that people
goal is to make profit, sometimes even without considering the environmental costs. In her research, Leonard found that much of America’s production and disposal took place in countries such as China and India. The production of these goods releases harmful chemicals into the atmosphere and the disposal of the goods contaminates nearby water sources, making them impure. The inhabitants are forced to live in poor conditions or relocate and leave their things behind. Even though the U.S. makes up only
What is so important to people that they feel the need to overbuy? I understand the retailer’s need to sell as that is how they make their money, but why do we need to possess so many things in our lives? Why is it things make us feel more worthwhile and leave us with the impression that our neighbors are not worth as much as we are? Even small children have the propensity to think that they need everything they can grab, taking away from their fellow playmates. Why are we so grabby? Why do we stuff
response to the CryptoLocker virus. A recent article suggests that CryptoLocker has opened doors to many more instances of ransomware. PoS (Point of Sales) attacks is the act of gathering important user data from PoS machines, these are ATMs and credit card readers used in all different types of places. OpenSSL is the most commonly used encryption software used on the Internet, big online companies use this software. Malware evolves through time capitalizing on new approaches and exploiting the flaws
Data is the ever growing revolutionary step forward for bigger marketing . It means analyzed, competent, variety of huge data that has been stored for implying it for bigger decisions in the market. The Marketing companies which are achieved to collect large amount of data they used to go into a deeper analysis of that data in a more richer way to represent and inputting unstructured to structured one and used it as strategic decisions for bigger market value.
store. When pop describes a genre of music rather than a carbonated beverage, I often find that I will know the words to an entire song without ever learning its title or artist. And there are certainly no skimpy clothes in my closet or drawers. I feel as though I am looking from the outside in on the teenage world. Despite my being in this age group, I have never really been caught up in the group that has the most disposable income in the United States. I constantly observe a cycle of desire and
in the cheapest, fastest way possible. Efficiency leads to more goods and services. Efficiency produces a need to sell. Firms under capitalism may find themselves incentivized to provide wrong/misleading information to their customers. They do so to make money by convincing people that they need the company’s product to be happy, healthy, smart, or socially acceptable. There are many motivations, involving making money off of selling products to susceptible customers if they can convince them that
the idea that success can be achieved through hard work, determination, and perseverance. This “pull yourself up by your bootstraps” mindset is deeply ingrained in the history of the United States, as the country was built on the desire to build a better life for itself and future generations. Baker’s film follows the lives of six-year-old Moonee and her mother, Halley. This film showcases the reality of living in poverty, growing up with a difficult childhood, and losing one’s childhood innocence
beautiful sites but also something not so nice, the homeless. Mostly in the city, we see trash and the homeless on the side of the road. Homelessness is a serious problem because people live on the side of the road with nothing. Homeless people also make a place look trashy or not as safe. Homelessness is due to poor relationships, mental health, and physical health. If the homeless population keeps growing, the side of the road is going to be full of people asking for money and food. If people were
in society, and be able to take care of themselves, and prosper. By focusing on the individual, they limit government and try to keep federal power close to the people. Democrats believe that the government has an obligation to help individuals and make equal opportunities for all, no matter race, gender, age, or disability. Democrats believe in equality for all to pursue their goals, with the help of the government to support them. However, both parties have connection to the same main goals. They
The human brain, through evolution, has developed reasoning tactics that cause us to think thoroughly before we act. Researchers say music is powerful- but just not powerful enough to cause people to act out in certain scenarios, such as fights and killings. I refute this argument by simply stating that music does have a powerful effect on people, all the time, almost anywhere. For example, if music can give us a boost while working out in the gym, or influence our first date, then it can also
Introduction Information Technology has been the one of the most evolved forms of communication for the last century. It never gets old and continues to amaze us on how much more we can communicate with one another and intertwine into other users lives. The business world has benefited immensely with the exploration of making daily task simpler and reaching more users. Information Technology is a catch 22, it brings forth so much beauty with its innovative ways but, causes so much pain to the traditional
its relevance and value to characters such as Vienna and Johnny Guitar, becomes a creepy and unsettling stage for many events of the story; making it difficult for the audience to empathize with it’s inevitable downfall. The film begins with a title card sequence upon a static backdrop of shrubbery, mountains and distant clouds; a lingering sight that doesn’t truthfully establish forthcoming events in Vienna’s saloon. Her saloon may be quiet, but it is always occupied, and whilst the opening sequence
What are the elements of a good online retailing (e-tailing) website? Give examples, including the web address of a firm's website that you feel uses these elements successfully The online stores are nothing but an extension of retailing. In net terminology it is known as E-tailing. If you go by definition, it is “E-tailing refers to retailing over the internet. Thus an e-tailor is a B2C business that executes a transaction with the final consumer. E-tailors can be pure play businesses like Amazon
doing society any good in fact it is hurting us. We should be focusing on jobs and school not being worried if we look good enough for society. This makes me think it is a distraction that is meant to keep us from other things. In conclusion in this paper I have contrasted the three theoretical perspectives that relate to plastic surgery. These are basic theories related to how society works. They are meant to draw attention to a particular phenomenon and make you really deeply about it. It also shows